Revenue & Taxation- House

Without objection we're gonna take house bill twelve twenty four out of order in that representative Bentley run hers for so she can get to another meeting so representative Bentley you're recognized to present your bill. Chairman committee thank you okay let's have Kelly board come join me the table from secretary of state better served Commissioner plants are and always doing that home secretary. You just to introduce yourself for the record you can go and get started Kelly Boyd deputy commissioner of state lands. Thank you chairman committee two years ago we have some great legislation to make the sex the Commissioner state lands office jump into the twenty first century with their land auction so they could do things online and have it made more efficient effective for counties in fission effective for them as well but one thing we run into the past two years that we've had a number of bounced checks in the past to use the paid seventy four nonstop payments or bounced checks in the total of one point six million dollars is because a lot of havoc for the Commissioner lands also for counties so when that happens I was in the deed stop the whole process is stopped as real headache for them also for counties in a county clerks and they really had no way to stop it there was no penalty there's nothing for them to do to to slow this down so what we're doing today is a very simple thing which is already in code with D. F. and ES and anybody has a business as the process is well for to stop for penalty for bounced checks so what this does is adds a ten percent penalty or twenty dollars which everyone is great when someone does a bounced check allows them to stop the D. so they can go back in the process of getting that deed sold help help the counties get this things cleared up so I'm three four simple things This will do and allows secretary of state lands I said to cancel deeds of give some rules to reflect these changes were filed multiple notices that each layer along the way so the on the website people know what's happening though no if they do check the check bounces is going to be your penalties is coming not any nobody answered you know in suspense to know that you know there's a penalty there's a reason because we need to slow this down the whole purpose of the bill that we're doing here so they have times when someone you know what you guys understand as well if you don't do this when somebody is delinquent on their taxes they have up to is sold four years before the for the lands going to go over options they have a long time to get that cleared up and to be taken care of people at the very last day the end of the four years all right check that that was going to bounce up there's a whole thing having so this is going to make them realize they do that a penalty to pay so we can stop a little bit help or secretary Commissioner do better job and help or counties as well so with that being said I'll take any questions the committee. Has on this bill I think your representative members any questions on this. Representative Cavenaugh you're recognized thank you Mr chair my question is we're talking about order payment of a checks debit cards transfers are we accepting credit cards at all. Yes representative Cavenaugh we do accept credit cards debit cards you can pass with a cashier's check. In the past with personal check. Follow up. So how many of the credit cards do you say that they come back and actually say go to the creditor and say I didn't do that charge I'm just saying from somebody except in that it does happen is that addressed in this also we don't provide penalties on our credit card transactions this is solely for checks. But we do have a significant number of those on our online auction we've probably had on the order of eight or nine hundred since we went live July of the year before last. If you have no recourse if they decide that they don't want to. They don't want to pay and a dispute with their credit card provider you have no recourse on these people we try but typically we find the credit card company sites on the side of the person that wants to dispute the transaction we have been very successful in recouping our money's there we tend to just lose it most often does a one hundred dollar amount we only take the way our auction works as soon as the option click a hundred hundred dollar charge is damage to your account and that's generally which one fails so that the dollar amount of that is significantly less but the auctions the example that I'm telling representative Bentley we had a place of sale and Seling county last year as buyers from Minnesota came down paid at sixty three thousand dollars for a partial then drove out inspected the partial decided they didn't want to stop the check. The problems I have their stock check is in this instance the same as an SL. They also It's very difficult collected out of state so that's why we're asking for this it's we think it'll be a deterrent and we're gonna spend all kind of effort making sure every single person knows before they write us a check that this is a penalty that will be enforced if they are out of stock check. What Mr you know I have that's one good so if I come and I write a check for sixty three thousand dollars for a parcel I go inspected it's no good I just go ahead and call my bank I want to stop payment on that you're left with them with the person not paying for a partial I have. We have bought parcels when it used to be on the auction we but we had to provide certified funds how come you're we're not requesting certified funds from these people we do request that we do require it if you're redeeming your property if you're the owner of the property in the last thirty days you do have to pay at that point in certified funds because the problem at prince if you repayment and then give us a hot check your property road all the states to our the counties are still not going collected money from property taxes so we do require that but as far as a person coming in and selling we accept personal checks. Okay from a business standpoint when I'm dealing with large fines and I'm buying property and you know and for our investment or whatever we have to provide certified funds I don't know why as a state we would require these buyers to have certified funds also there is actually section in the code that requires The state to accept personal checks. Okay that's the thing about thank you. Thank you senator from representative Betty you're recognized I guess my question deals more with when you accept these checks do you have the process to convert these checks into electronic payments in their process through a CH where you write the check the pop process through immediately and the timing for clearing is much quicker than a normal process do you have that capability have you explored that I'm glad you asked that question we will have the starting this summer we start sales back up in July of this summer and we are right now implementing that prior to this no Sir we did not. Follow up how how many how many of these transactions where you had returned checks how many you've had in the last the last year. We've had At seven past two years. The last. I believe we had fifty two last year and that would have been the last fiscal year next fiscal year we've had twenty two thus far. Twenty two yes. Representative right recognized yes Sir can I ask you this in a situation where the check is is no good and. Do you can you put a lane up against that property until it's paid. A representative right what we do is turned over to prosecutors okay. All right representative brown you're recognized. Thank you Mr chair If I understood you correctly when you said that the person who pays with a credit card. You immediately charge that credit card a hundred dollars is that correct online yes ma'am okay. But the bill or the amount they owe may be considerably more correct yes ma'am okay so how quickly do you find out that that hundred dollar. Debit does not clear how quickly immediately immediately so then you know that. The this property has not solved you don't even you don't transfer title or anything like that this that's correct ma'am. Thank you. Thank you is about any other questions members. The representative McGrew you're recognized. If one of these falters what is the cost to put it on the next illicitly gained you have that confraternities the biggest cost is a factor is another year before we're allowed to sell a solution of the year that the taxes are not recouped thank you. All right any other questions members. Thanks seeing none is there anyone in the audience that would like to speak for or against this bill. All right seeing none resident Bentley would you like to close re bill. Chairman committee thank you for hearing us I think it's is a necessary step for us to help the commission statements the stock of people for fraudulent front do writing check they know they're going to use or coming and decide on the property after was we just helping people do their due diligence beforehand make sure this property they want to invest in and help them stop this fraudulent activity going on so with that I'd appreciate a good vote. All right members you've heard the the presentation where the wishes of the committee. We have a motion to pass in the second all those in favor signify by saying aye. Opposed. the ayes have congratulations you passed your bill. All right members we have representative Richmond. And he does have an amendment which. We're gonna go to House Bill eleven ninety one first. I've got one thank you. Members give me a second to do to read the amendment and then we'll need a motion to adopt the amendment in committee on his bill. Member you will get a motion to adopt this amendment. With the motion adopted second all in favor say aye. Posed all right your minion is adopted so representative Richmond you can present house bill eleven ninety one as amended. Thank you Mister chair Mister with your permission I'd like to ask for Mr Kelly board to join me at the table welcome back. Thank you chair thank you Committee eleven ninety one is again a commissioner of land bill and ninety five percent of the bill that you have in front of you is technical corrections dealing with obsolete language but I'll go over the different sections as well just to be sure that there's clarification of what we're trying to get accomplished because there's a couple things that we are going to change to try to make legislation make the law a little better. In section one it basically eliminates mailing bids on parcels that TAXDELINQUENT options in various places standardizes words you know with partial land property except or changes notification period from starting when the partial sales and a TAXDELINQUENT auction to thirty days prior to the date of the sale. Sees the sets the deadline to redeem the online auction parcel at four PM central time the last business day before the day to sell. That's one of the major changes on this is that the day before the sale is when they have the opportunity actual landowner has the opportunity to come in and paid the delinquent taxes now up to this point it was ten days after the sale and that's going to be changed in twelve sixty three. I'm sorry got the wrong one. He's got me I'm sorry I apologize for that this wrong one anyway section one gives the Commissioner of State land the option to invest in T. bills saving bonds in an event centers rates that are higher the CD's and basically give them flexibility we're to take this money actually invested. Section two will help clean up the problem with the commissioners of state lands does not have the ability to return back to the county a single incorrectly certified partial when parcels are certified to the Commissioner the county sends them in a batch if we find a partial with the problem nonexistent incorrect name incorrect legal description the COS al the Commissioner state lands has to the either keep the partial and sell it dealing with the fallout after the sale or return the entire certification back to the county this would allow them to to be able to reach in and if there's a problem with that partial they can pick out that partial instead of having to go back and start all over again sections three five six seven eight nine and thirteen and fourteen are all simply replace the word land and the word property with the word partial section four removes the requirement to publish the assessed value of the partial with notification of the sales may assess value has played no role in selling delinquent parcel since twenty thirteen section ten delete obsolete language referring to changes in the code made into O. five two two thousand five in two thousand eighteen section eleven clarifies how long excess proceeds shall remain in escrow there has been some misunderstanding regarding how long the period is and this language clarifies that section twelve specifies that when someone who is not the owner redeem someone else's TAXDELINQUENT partial redemption deed goes to the owner and the redeemer receive the redemptions receipt if the owner is the redeemer the owner would receive both the deed and receipt right now they're still this this even though they have taken on the website and app and put new members no older notices on there to anyone that's looking to buy the property you can't go in and just simply pay the taxes and take possession. Of the property and people are still doing that so This Is additional effort to clarify that so people do not think that when they go in and you pay the taxes on a property that is delinquent that suddenly you own that property and that's the purpose of that change. Section fifty fifteen repeals obsolete language since assessment bodies are no longer part of the process and Lync Tax delinquent partial at the C. O. S. a commissioner state lands and that sums up the different changes. All right members any questions. Representative right you're recognized yes Sir thank you Mr chairman you know representative Marcus hello most the time when this happens it's in the rule portion of a county that you have more than one abstractor and and another survey or that might be bleeding over from one to another and I believe that's County what we're looking at it is or maybe if there's a partial out there this is really not there because it's already been taken into another partial. represent right having never ever been involved in an auction of this type I will defer to. Mr Kelly boy. Representive have a good question there are a lot of reasons somebody's partials are very old some of them I'll divide across two counties just as you talk about there are wide variety of reasons and we just wanted to clear it up so we can send one back instead of having to certify the entire county. Thank you thank you Mr chairman thank you representative Kelly is this something that just became a problem or is it some of them we just failed to address in past sessions what what. Brought it to your attention at this time. This is part of an ongoing thing that we're doing at the seal was sale we started in twenty nineteen changing the way the core way that the seal itself does business we couldn't do some of the things we're doing here until we finish what we did and nothing so. We we are addressing things as they come up. But this is also part of a longer term plan will be back in twenty twenty five we hope with. What changes just like this. All right thank you members any other questions. Representative will you're recognized I thank representative Ryan may I may have touched on it what what makes a property become none exist. I mean you what is over laugh NO. Survey or. Or how how do you determine that there are as many reasons probably are delinquent parcels a partial might become delinquent because the highway bill through and took part of it and they let off a sliver and that stayed with the right of way for partial still listed it could be there are times when the river makes a band and swallows up a partial we've got many of those especially in Southeast Arkansas that can't locate some or double assessed some or double recorded some just changing a letter or number in the sense and the name of the partial can cause that problem so you're right and what you said but there are many more reasons as well all right thank you Mr thank you representative members any other questions artsy none is anyone the audience that would like to speak for or against the bill. All right seen none representative Richmond you like to close for your bill thank you Mr chair I am closed not appreciate a good vote. Remember you heard the presentation of the bill what are the wishes of the committee. S. as amended. I have a motion do pass as amended all those in favor signify by saying aye. Opposed the ayes have it congratulations you pass your bill and that takes us to house bill twelve seventy three. And your twelve sixty three sorry thank you twelve sixty three and you're recognized to present that bill okay first of all thank you very much for a positive vote on the last bill twelve sixty three is again in the same line is eleven ninety one as far as trying to make technical corrections again it's a bill that that the majority of it is just technical corrections and deleting obsolete language but there are a couple significant things to talk about this section one amends the code to the lease sections that accepting bids on property by mail time and place of delivery and low and location of tax delinquent auctions makes a variety of the lesions of property in Surrey partials Fite is all this is is is that is offered at TAXDELINQUENT options notices must go out by regular mail thirty days prior to the date of the sale that the redemption period ends at four PM central standard time the last business day prior to that date of the sale eliminates language referring to any ten day redemption period sort Sturch talk about a little bit early you have almost four and a half years maybe up to five years to go and pay your taxes on your property before it goes up for bid. And having that ten day period creates a couple of problems that that they've experienced here and that's why they've changes to say that you have to four PM of the day before of the auction and then when it goes on auction if it sells it is sold out the problem one of them is that you would go in and buy some property you as somebody this buying property by that and now the state has your money and with that money it's tied up and suddenly the owners decide that they're going to pay the taxes. If somebody hadn't bought that probably property they'd probably just kept being delinquent but the fact that they finally somebody bought it they thought well I better go pay my taxes now so to go pay the taxes and whoever bought that property there money is tied up you know four months a couple of months and they're taking out of the auction business as far as buying of the property the other thing is that the possibility of that ten day period. Creates a situation where it is possible it is possible to laundry dirty money I come in. I by a paid cash for this land and this land now I also help whoever has the lan to read DeMint the state took your dirty money they've got it. And what you get back is a nice clean check from the state of Arkansas so getting rid of that also helps mitigate the potential of that problem and and and you can ask questions but I know that you know these things happen that. I guess is no requirement for our higher risk reporting or anything so it it's it it's a pretty good way the laundry money and I hope there's not a lot of people listening that because you know maybe they'll run out and do it right quick but maybe not. But that's another reason why they're changing this section to amend the Arkansas code to delete the word land impartial and property and makes a consistent section three amends the Arkansas Code to lead the word land parcel as well the bill does include an emergency clause on this because they wanted to go in effect as quickly as possible but that's that's the high points that's the biggest things that are going on with this particular bill I may have missed something but the if you have a question then then we'll try to answer that I'm ready for questions. Thank you president Richmond Kelly did is the four PM deadline are you already doing that Dr four PM deadline before it goes to auction and then they currently have ten days to redeem or to pay it. Currently. Mr chairman. Currently the way it works we don't have a deadline for tax delinquent options a TAXDELINQUENT auctions defined as the ones we do physically in the county where the lands located we do have a deadline for the online auction that's eight PM if an auction go if a parcel goes under bid right now thirty days from today at eight PM that auction closes so we do have it for that the what we're trying to do here is standardized so that both the online auction and the TAXDELINQUENT option the deadline is four PM the day before the sale then when we go to the sale if it's sales that day it's so. So you still have the four years all work betting out is to ten days after the sale because that's where all of us all of our problems are associated with the reason I ask that is that at. Constituent that fail to pay property tax and course somehow I get involved in it and uh was told that she had to come down the Little Rock their property taxes before PM on a certain date or was going to auction the next day and that's what happened she didn't get on your pay it it went to auction the next day so are you saying that's currently how it is no Sir we have now started this was one of four this was about a year ago with they don't have to come in person to by what she had to do in that instance she didn't have a means to pay it online there you can't pay online okay but she did have a means to pay it online she was going to have to pay in cash so she had to come here to make that page and yes reason we said four PM that day because that's when our front disclose is over in our rental facility so that deadline does exist Burnley she would still had ten days to pay the taxes on the property was but it's still been hers if you have the money okay if it so the next morning sale she would still have a ten day window to redeem the property okay thank you for that clarification representative Cavenaugh you're recognized. Thank you Mr. Nobody wants you to ask questions. Kelly could you did okay it Richard Turner's office Mister representative group hundred off just seconds are. Thank you in the car business when we take ten thousand dollars in cash or over a week after reported by eighty three hundred which is do you all actually do those reporting that cash transactions. Representative Cavenaugh no mail and nor do we have a mechanism to. We didn't either but we were required to do that so we had to develop it because that's the way that be quite honest that's one way that people did try to launder money was to come into a car dealerships with cash by car and stole various code specifically says that we if we take over ten thousand cash. In a twelve month period and it's a rolling twelve month periods not counted to calendar we have to report that to them so that they know that there was that but we don't do any type of reporting to the IRS or anything recordkeeping of someone prizes with large amounts of cash no ma'am we do not to address your question more specifically we had a sale and Sebastian County last year where one person came and paid US two hundred thousand dollars in one hundred dollar bills and that creates a variety of problems we have to count that counted correctly we have to get it back here we have a safe in the van but a laundry bag full of two hundred thousand dollars and bundles of one hundred doesn't fit very well and all we've got to do at that point is. Go to your buddy I'm not saying that happened here at all but you go to your body to pay his taxes off and then the single cell turned around write you a check right back for two hundred thousand dollars I am well for me. I'm looking at money laundering coming from drug cartels I'm not looking for money coming laundry from other our cans and I'm looking at illegal you know organizations that are laundering money because they have so much money they're trying to find ways to launder that money make it clean as possible land purchases and for full disclosure horse purchased by a big issue with that also but I was just curious why we didn't have to do any type of reporting if it was over ten thousand dollars thank you. Thank you representative representative McGrew you're recognized. Thank you. Question the. Which is negotiation negotiated price sale is that two questions is that some you currently do and I'm thinking of the bed where you know you're competing for a bit so it's and negotiated sale price how does that can explain it to me. Absolutely that's a great question to that's are actually what our process is we have three different types of partial that we sell we have an S. one is what we call internally S. one this is a partial it's never before been offered for sale it has to be offered and a physical auction first we have to take it out and presented in front of the people and give them a chance to buy and build on their if it does not sell at the physical auction it becomes what we call an S. two and S. two stays on our books and for the first two years that we hold that parcel it has to sale for the taxes fees and penalties whatever the road and that's the minimum be it that can be offered and that's offered on our online auction. If after two years that partial has not sold then it becomes what we call a negotiated price parcel with stepless the bed at a minimum of fifty dollars and that's what you have to be at minimum to purchase that on our online auction websites we right now have about six hundred of those in inventory we have about eight thousand five hundred of the S. Tuesday and because we're just getting amend from the county's well about eighteen thousand that will be what we call the S. ones. Thank you representative representative right you're recognized. Yes Sir thank you Mr chairman Sir. No matter what let's just say that you have option and Craighead county or Newton County. If the person that's delinquent the if they show up at that sale can they not retain that at that point. Today yes yes. If this bill passes starting in July they can redeem it up until four PM the day before. They for thank you very much Mr thank you senator vice chair baby you're recognized I missed Boyd similar questions what I asked before you said this is where you have all the trouble and problems out of out of the sales that your office has conducted. How many parcels have been retained within that ten day period by Arkansans that want to to to obtain their property back. I can't tell you how many redeem it within that ten day period I can tell you we average about fifty five percent of our partials are retained at any point between the time that we have certified it and it goes up available for redemption and the date that it either sales or. Well the date that is sales declines after that I'm I'm just asking that because of your statement that that's where you have the problem or these ten days and you don't have an answer for that to tell me how many you know our percentage of those that are retained after the the sale during that ten day period and and that's what we're taking away from Arkansans and their right to you know maybe they've center and they can get notice maybe they're out of state maybe it's their property someone's passed away and they get notice once that sale goes out folks start talking say Hey they sold your grandma's place and the folks come in your office to try to see what they can do to secure that property back I have a little concern on the ten day period I understand they had for years but sometimes you don't acted to you have to an so I've I've got a little concerned there then the concerned over cash payments in your office accepting cash payments and I've got great concern on that too that maybe we need to address that for large sum cash transactions in your office dealing with those I'd I don't really buy into that there's widespread issue of money laundering coming through the Commissioner state lands in the state of Arkansas I don't I don't buy into that assertion but I would like information regardless of how this goes on the vote of the number of properties that were read dean within the ten day period and I'd like that by next week Tuesday at at the latest before this bill comes to the floor representative will have that to you this afternoon thank you Sir. I would like to hold the bill until I get that information. Representative Ford you're recognized. I could. I can bring some information on the those types of sales I have a neighbor who definitely doesn't pay his taxes. And I got tired of it. And I've been on the property once a paid the money. And then he came and pays taxes. And right now his taxes are delinquent again. And I will bid on it again. And he will pay it again but the state the county has not got their resources because of him and I don't know how many of those go on but it does go. Thank. Mr yes Sir which a permit I don't I don't know how you want to do this but Mr board can step out and get that information right now if if you need to take a moment recess or something like that we get this thing resolved Mr but how long would it take you to get that information. Probably less than five minutes okay let's just recess for five minutes we've only got about twenty five to the going to sessions so we'll give you about five minutes and if you need more time we may have to just hold this bill come back but it will give you a shot at it right now so just recess for five mins. Take your seats we're gonna go back and talk more about this bill yeah. Mr Boyd you said you had information. Yes Sir I just talked with our folks in our real estate division and approx between one third and probably forty two percent thirty six to four thirty three to forty two percent it depends on the year it depends on the number of parcels were offering obviously but I believe a good number of the fifty five percent. Parcels that are reading at the COS il about thirty six to forty two percent of those would be retained within the ten day wind and that's all sales that's online auction and TAXDELINQUENT auction. So we we have about a third of Arkansas is that once that property so they come in and take care of their obligation at that point and and pay their bill correct. Thank you. When you're recognized so you're telling me the. They have for years. To redeem the property and then a ten day period they can come in and tell you that. This list that's ludicrous they also only had two years. I mean there's thousands of taxpayers in this study to pay on October the seventeen. Is that what you're saying is if you will do away with that ten does not agree with agree representative fall or fall for. Representative wouldn't that's exactly what I'm saying not all of those people. Do this but there is a good number of those people that won't pay their taxes until that property so because as long as that property does not sale they get to keep it without paying taxes on. When I was a kid we call them in and give it. You sell and then you turn around to get back from that's not right. I don't care about taxpayers and don't pay their taxes that's the least of my worries. But the guy that comes in on the floor the bill and then it gives a stripped away from us as well right. Thank you Mr chairman representative Cavenaugh you're recognized. Thank you Mr chair of those that come in redeem and those ten days do you have any idea how many of those again become delinquent and we do the process again. Not all fan mail saying we do get that but not off hand but it does happen more than occasionally yes ma'am thank you. Thank you representative representative McGrew you're recognized. Thank you chairman I was savvy spirits where I bought a piece of property and I can understand where if family member someone does not know they don't get that notice you would say it was mailed to the last address but they didn't get it and they don't know it's happening until the sale have had that happen to me in the family renamed it the family still has the property eleven domiciliation financial problems stuff that went on and they got it resolved so I'm a little reluctant to take that ten day wasted what we've been doing and sometimes they have they do not know even though the we sent a notice doesn't mean they've actually received the notice and they don't know until it happens so I'm a little reluctant in that ten day thank you. Representative right you're recognized yes Sir thank you again Mr chairman you know representative Richard what he's speaking about in a lot of cases is like a mother and dared that own a piece of property and they die and the kids are dispersed all over the United States in some cases right in a right and. Sometimes I will say that they honestly try to do the right thing but they don't know. You know but is still is still go when they're they're a representative right there is date out to address what seems to be a concern for the committee we send out certified mail to every person that. As a tax delinquent property with us today they will get another notice from us let me back up for step also if you say homestead partial they get process due process server they have a process server go out to their house and take the notice to them so homesteads we pretty well know if I got service or not if it's a certified mail and we get it back if we go ahead and sell that property and then that person comes to us and says I did not get notice will cancel sale we do that. I don't wanna say we do it all the time but we do it regularly enough that I know. From where I'm speaking there we have done that and under the new. Legislation is proposed here. We will serve notice again to every person that has a partial coming up for sale thirty days prior to that partial going for sale today a TAXDELINQUENT auction is held on that they get a notice we sent out notices right now. That property will sale ends in July then when it sales they'll get a regular mail notice specified in code regular mail that goes out at that point I think we all know about how will the mails getting out in ten days right now so we're giving them a better notice at this point they will get thirty days prior to the date that that partial goes up for sale they'll get another notice from us. So we're actually trying to resolve the issue you're raising by giving them additional notice. Thank you. Thank you reps have you would go attorney Mike off thank you representative Beatty you're recognized that just another another question about what what percentage of your certified mail that you sent out to delinquent taxpayers what comes back in return mail to your office. It's not bad I'm not going to quote you a number right now I will tell you during the pandemic we had a bunch of it come back but the majority of the certified mail that goes out right now we received notice that it has been received it has been signed for when I say the majority I want to say in the ninety percent range. Well last I find that shocking. But thank you yes Sir. Thank you representative members any other questions. Practicing on his or anyone the audience that would like to speak for or against this bill. Seeing number senator Richmond would you like to close for your bill thank you Mr chair. Members appreciate the questions I would say that It's hard for me to believe that you can go four to five years and not have any any knowledge or understanding that you're not paying your taxes on the property I don't know of any bank I don't know of any credit union I don't know of any car loan organization that would allow somebody to the for the five years without payment. And so what I do understand the concern and I appreciate the concern I think that this is another example where we have people that are taking advantage of the system. When they're forced to pay their taxes though going to pay their taxes and then I don't know what the percentage is but I guarantee you know on human nature they go right back and start being delinquent again. And so you know they're taking advantage of the good will. And I think losing the ten day period and have at four PM before is going to help solve some of the problems that they're having for everybody involved including the county's and local government so I would ask for do pass in a good vote thank you. I remember members you heard the presentation of the bill what are the wishes of the committee motion to pass the motion do pass by representative wouldn't all those in favor signify by saying aye. Opposed no and the ayes have it congratulations you pass your bill thank you Mr thank you Committee. Our members that is all we have on our agenda just keep your eye on the website and I'll also be sending texts for our next meeting thank you for your time we're adjourned.